2026 / 2027 SARS rates applied

Money math,
without the headache.

44 free calculators for tax, property, retirement, debt, and more. All calculations run in your browser — your data never leaves your device.

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No account needed · No data collected · Always free
Income Tax Calculator Free
R450,000
2
Estimated tax R 52,340
Take-home pay R 33,138/month
🔒 Calculated locally — nothing sent to any server
44 Calculators
8 Categories
0 R to start
What you can calculate

Tax

Income tax, PAYE, transfer duty, capital gains, provisional tax, two-pot withdrawal, tax emigration

12 calculators

Property

Bond repayment, transfer costs, rent vs buy, rental yield, municipal rates

6 calculators

Savings & Investments

Compound interest, TFSA projections, retirement fund growth, fixed deposits, education savings

6 calculators

Debt & Credit

Car finance, personal loans, credit card payoff, debt consolidation, affordability check

6 calculators

Employment

Salary conversion, UIF benefits, retrenchment packages, overtime pay, leave entitlements

5 calculators

Business

Turnover tax, wear and tear write-offs, employer cost calculator

3 calculators

Cost of Living

Electricity cost, solar savings, fuel cost, vehicle total cost, household budget

6 calculators

See all 44

Including Health, Health Insurance, and more

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Client-side. Your numbers never leave your browser.
Free
Every calculator, every update, every time.
2026/27
SARS rates updated with each Budget speech.

Other tools sell your data.
This one doesn't even see it.

Most financial calculators track you, store inputs, and sell your financial situation to advertisers. Mzansify is built differently — all calculations happen in your browser using JavaScript. Nothing is sent to any server. No cookies. No accounts. No tracking.

We built it this way because South Africans deserve financial clarity without sacrificing privacy. Whether you're calculating transfer duty on a first home or estimating a two-pot retirement withdrawal, your numbers stay yours.

No sign-up

Open a calculator and go. No email, no password, no account.

Always current

Updated within days of every SARS rate change or Budget speech.

Built for SA

Transfer duty, two-pot system, provisional tax, tax emigration — tools mainstream calculators skip.

Financial decisions deserve better than guesswork.

Whether you're buying your first property, planning retirement, or just figuring out your take-home pay — Mzansify gives you the numbers. Accurate, up-to-date, and completely private.